Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$205,213$205,213$256,950
Remaining term (yrs)24.924.930.0
Secondary amount$0$51,737$0
Funding fee$1,026$1,026$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.104%7.640%
1st payment$959.32$959.32$1,779.07
2nd payment$0.00$388.03$0.00
Taxes / mo$619.67$619.67$619.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.39
HOA / mo$0.00$0.00$0.00
Total monthly$1,728.99$2,117.02$2,600.13
Cash to close$80,287$28,550$28,550