Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$241,357$241,357$278,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$36,743$0
Funding fee$1,207$1,207$0
Note rate5.000%5.000%7.400%
Blended rate5.000%5.528%7.640%
1st payment$1,390.37$1,390.37$1,925.51
2nd payment$0.00$275.57$0.00
Taxes / mo$660.00$660.00$660.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,200.37$2,475.94$2,791.13
Cash to close$67,643$30,900$30,900