Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$196,615	$196,615	$375,300
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$178,685	$0
Funding fee	$983	$983	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	5.281%	7.640%
1st payment	$932.56	$932.56	$2,598.50
2nd payment	$0.00	$1,191.23	$0.00
Taxes / mo	$859.25	$859.25	$859.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.06
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,941.81	$3,133.04	$3,682.81
Cash to close	$220,385	$41,700	$41,700