Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$190,898	$193,410
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$954	$0
Note rate	5.100%	7.400%
Blended rate	5.100%	7.640%
1st payment	$1,110.93	$1,339.13
2nd payment	$0.00	$0.00
Taxes / mo	$661.00	$661.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$38.68
HOA / mo	$0.00	$0.00
Total monthly	$1,921.93	$2,188.81
Cash to close	$24,002	$21,490