Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$273,827	$273,827	$292,410
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$34,828	$0
Funding fee	$0	$0	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	7.450%	7.949%	7.640%
1st payment	$1,855.91	$1,855.91	$2,024.59
2nd payment	$0.00	$344.66	$0.00
Taxes / mo	$383.92	$383.92	$383.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.16	$129.16	$58.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,518.98	$2,863.64	$2,616.99
Cash to close	$51,073	$16,245	$32,490