Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$12,102	$12,102	$287,955
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$275,853	$0
Funding fee	$0	$0	$0
Note rate	6.150%	6.150%	7.400%
Blended rate	6.700%	7.706%	7.640%
1st payment	$78.44	$78.44	$1,993.74
2nd payment	$0.00	$1,781.55	$0.00
Taxes / mo	$568.81	$568.81	$568.81
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$5.83	$5.83	$57.59
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$803.08	$2,584.63	$2,770.15
Cash to close	$307,848	$31,995	$31,995