Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$146,324	$146,324	$243,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$96,676	$0
Funding fee	$732	$732	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	5.363%	7.640%
1st payment	$683.20	$683.20	$1,682.48
2nd payment	$0.00	$725.07	$0.00
Taxes / mo	$567.08	$567.08	$567.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,400.28	$2,125.35	$2,448.17
Cash to close	$123,676	$27,000	$27,000