Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$266,046	$266,046	$283,455
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$33,156	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.660%	8.127%	7.640%
1st payment	$1,813.06	$1,813.06	$1,962.59
2nd payment	$0.00	$328.11	$0.00
Taxes / mo	$517.62	$517.62	$517.62
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$196.79	$196.79	$56.69
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,677.46	$3,005.57	$2,686.89
Cash to close	$48,904	$15,748	$31,495