Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,423	$141,423	$215,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$73,677	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.463%	7.640%
1st payment	$663.11	$663.11	$1,489.31
2nd payment	$0.00	$552.58	$0.00
Taxes / mo	$495.91	$495.91	$495.91
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.76	$114.76	$43.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,423.79	$1,976.36	$2,178.24
Cash to close	$97,577	$23,900	$23,900