Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$737,647	$737,647	$832,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$94,853	$0
Funding fee	$3,688	$3,688	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.785%	7.640%
1st payment	$4,762.74	$4,762.74	$5,764.06
2nd payment	$0.00	$711.40	$0.00
Taxes / mo	$1,635.72	$1,635.72	$1,635.72
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$166.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$6,615.13	$7,326.52	$7,782.95
Cash to close	$187,353	$92,500	$92,500