Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$176,668$176,668$287,955
Remaining term (yrs)19.919.930.0
Secondary amount$0$111,287$0
Funding fee$0$0$0
Note rate2.270%2.270%7.400%
Blended rate3.120%5.006%7.640%
1st payment$916.50$916.50$1,993.74
2nd payment$0.00$741.91$0.00
Taxes / mo$634.75$634.75$634.75
Insurance / mo$150.00$150.00$150.00
MI / mo$148.51$148.51$57.59
HOA / mo$0.00$0.00$0.00
Total monthly$1,849.76$2,591.68$2,836.08
Cash to close$143,282$31,995$31,995