Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$613,802$613,802$733,500
Remaining term (yrs)26.226.230.0
Secondary amount$0$119,698$0
Funding fee$3,069$3,069$0
Note rate6.610%6.610%7.400%
Blended rate6.610%6.837%7.640%
1st payment$4,104.43$4,104.43$5,078.61
2nd payment$0.00$797.98$0.00
Taxes / mo$679.17$679.17$679.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$0.00$0.00$0.00
Total monthly$5,000.26$5,798.25$6,121.14
Cash to close$201,198$81,500$81,500