Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,614$234,614$258,300
Remaining term (yrs)28.028.030.0
Secondary amount$0$38,036$0
Funding fee$1,173$1,173$0
Note rate6.780%6.780%7.400%
Blended rate6.780%7.491%7.640%
1st payment$1,557.52$1,557.52$1,788.42
2nd payment$0.00$376.40$0.00
Taxes / mo$168.83$168.83$168.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.66
HOA / mo$0.00$0.00$0.00
Total monthly$1,876.35$2,252.75$2,158.91
Cash to close$52,386$14,350$28,700