Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$132,611	$132,611	$245,700
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$113,089	$0
Funding fee	$0	$0	$0
Note rate	4.660%	4.660%	7.400%
Blended rate	5.510%	6.656%	7.640%
1st payment	$807.47	$807.47	$1,701.18
2nd payment	$0.00	$753.92	$0.00
Taxes / mo	$508.89	$508.89	$508.89
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$110.79	$110.79	$49.14
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,577.15	$2,331.08	$2,409.21
Cash to close	$140,389	$27,300	$27,300