Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$227,446	$227,446	$247,455
Remaining term (yrs)	26.9	26.9	30.0
Secondary amount	$0	$33,757	$0
Funding fee	$0	$0	$0
Note rate	6.690%	6.690%	7.400%
Blended rate	7.240%	7.839%	7.640%
1st payment	$1,518.73	$1,518.73	$1,713.33
2nd payment	$0.00	$334.05	$0.00
Taxes / mo	$635.54	$635.54	$635.54
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.98	$107.98	$49.49
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,412.25	$2,746.31	$2,548.36
Cash to close	$47,504	$13,748	$27,495