Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$333,063	$333,063	$341,100
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$26,987	$0
Funding fee	$1,665	$1,665	$0
Note rate	7.030%	7.030%	7.400%
Blended rate	7.030%	7.393%	7.640%
1st payment	$2,274.48	$2,274.48	$2,361.71
2nd payment	$0.00	$267.06	$0.00
Taxes / mo	$519.25	$519.25	$519.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,943.73	$3,210.79	$3,099.18
Cash to close	$45,937	$18,950	$37,900