Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$234,792$234,792$283,050
Remaining term (yrs)25.225.230.0
Secondary amount$0$48,258$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.811%7.640%
1st payment$1,115.85$1,115.85$1,959.78
2nd payment$0.00$361.94$0.00
Taxes / mo$168.83$168.83$168.83
Insurance / mo$150.00$150.00$150.00
MI / mo$185.10$185.10$56.61
HOA / mo$0.00$0.00$0.00
Total monthly$1,619.78$1,981.72$2,335.22
Cash to close$79,708$31,450$31,450