Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$68,947$68,947$196,200
Remaining term (yrs)14.014.030.0
Secondary amount$0$127,253$0
Funding fee$0$0$0
Note rate4.370%4.370%7.400%
Blended rate5.220%7.023%7.640%
1st payment$544.70$544.70$1,358.45
2nd payment$0.00$848.35$0.00
Taxes / mo$523.90$523.90$523.90
Insurance / mo$150.00$150.00$150.00
MI / mo$77.32$77.32$39.24
HOA / mo$0.00$0.00$0.00
Total monthly$1,295.92$2,144.28$2,071.59
Cash to close$149,053$21,800$21,800