Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,056	$107,056	$229,050
Remaining term (yrs)	18.9	18.9	30.0
Secondary amount	$0	$121,994	$0
Funding fee	$0	$0	$0
Note rate	4.040%	4.040%	7.400%
Blended rate	4.890%	6.546%	7.640%
1st payment	$673.34	$673.34	$1,585.90
2nd payment	$0.00	$813.29	$0.00
Taxes / mo	$507.33	$507.33	$507.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$99.42	$99.42	$45.81
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,430.10	$2,243.39	$2,289.04
Cash to close	$147,444	$25,450	$25,450