Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$520,405	$520,405	$517,500
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$25,845	$0
Funding fee	$2,602	$2,602	$0
Note rate	6.230%	6.230%	7.400%
Blended rate	6.230%	6.497%	7.640%
1st payment	$3,225.69	$3,225.69	$3,583.07
2nd payment	$0.00	$255.76	$0.00
Taxes / mo	$833.33	$833.33	$833.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,225.69	$4,481.45	$4,686.57
Cash to close	$54,595	$28,750	$57,500