Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$7,450	$7,450	$274,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$267,050	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	7.639%	7.640%
1st payment	$41.79	$41.79	$1,900.58
2nd payment	$0.00	$1,724.70	$0.00
Taxes / mo	$650.01	$650.01	$650.01
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.38	$6.38	$54.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$848.18	$2,572.88	$2,755.49
Cash to close	$297,550	$30,500	$30,500