Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$187,032	$187,032	$224,955
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$37,923	$0
Funding fee	$935	$935	$0
Note rate	5.300%	5.300%	7.400%
Blended rate	5.300%	5.924%	7.640%
1st payment	$1,110.61	$1,110.61	$1,557.54
2nd payment	$0.00	$284.43	$0.00
Taxes / mo	$453.92	$453.92	$453.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.99
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,714.53	$1,998.95	$2,206.45
Cash to close	$62,918	$24,995	$24,995