Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$259,273	$259,273	$292,050
Remaining term (yrs)	27.9	27.9	30.0
Secondary amount	$0	$32,777	$0
Funding fee	$0	$0	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	7.400%	7.580%	7.640%
1st payment	$1,736.50	$1,736.50	$2,022.10
2nd payment	$0.00	$245.83	$0.00
Taxes / mo	$649.41	$649.41	$649.41
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.46	$121.46	$58.41
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,657.38	$2,903.21	$2,879.92
Cash to close	$65,227	$32,450	$32,450