Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,538$276,538$373,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$96,962$0
Funding fee$1,383$1,383$0
Note rate3.180%3.180%7.400%
Blended rate3.180%4.691%7.640%
1st payment$1,380.40$1,380.40$2,586.04
2nd payment$0.00$727.22$0.00
Taxes / mo$854.00$854.00$854.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,384.40$3,111.61$3,664.74
Cash to close$138,462$41,500$41,500