Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$299,084$299,084$328,410
Remaining term (yrs)24.024.030.0
Secondary amount$0$29,326$0
Funding fee$1,495$1,495$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.445%7.640%
1st payment$1,439.22$1,439.22$2,273.84
2nd payment$0.00$219.95$0.00
Taxes / mo$166.49$166.49$166.49
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.68
HOA / mo$70.00$70.00$70.00
Total monthly$1,825.71$2,045.65$2,726.02
Cash to close$65,816$36,490$36,490