Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$184,888	$184,888	$220,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$35,612	$0
Funding fee	$924	$924	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	3.969%	7.640%
1st payment	$880.71	$880.71	$1,526.70
2nd payment	$0.00	$267.09	$0.00
Taxes / mo	$672.25	$672.25	$672.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,702.96	$1,970.05	$2,393.05
Cash to close	$60,112	$24,500	$24,500