Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,132,519$1,132,519$1,259,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$126,581$0
Funding fee$5,663$5,663$0
Note rate4.750%4.750%7.400%
Blended rate4.750%5.077%7.640%
1st payment$6,338.02$6,338.02$8,717.75
2nd payment$0.00$843.88$0.00
Taxes / mo$2,190.17$2,190.17$2,190.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$251.82
HOA / mo$26.67$26.67$26.67
Total monthly$8,771.52$9,615.39$11,403.08
Cash to close$266,481$139,900$139,900