Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,862$197,862$355,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$157,638$0
Funding fee$989$989$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.212%7.640%
1st payment$963.57$963.57$2,461.41
2nd payment$0.00$1,050.92$0.00
Taxes / mo$846.42$846.42$846.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,959.99$3,010.91$3,528.93
Cash to close$197,138$39,500$39,500