Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$121,322	$121,322	$238,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$117,178	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.726%	7.640%
1st payment	$563.30	$563.30	$1,651.33
2nd payment	$0.00	$781.19	$0.00
Taxes / mo	$332.58	$332.58	$332.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$98.63	$98.63	$47.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,144.52	$1,925.70	$2,181.61
Cash to close	$143,678	$26,500	$26,500