Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$7,912$7,912$256,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$248,588$0
Funding fee$0$0$0
Note rate7.120%7.120%7.400%
Blended rate7.670%7.748%7.640%
1st payment$56.39$56.39$1,775.95
2nd payment$0.00$1,605.46$0.00
Taxes / mo$633.33$633.33$633.33
Insurance / mo$150.00$150.00$150.00
MI / mo$3.76$3.76$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$843.48$2,448.95$2,610.59
Cash to close$277,088$28,500$28,500