Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$195,661	$195,661	$215,010
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$31,294	$0
Funding fee	$978	$978	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.100%	6.034%	7.640%
1st payment	$1,138.65	$1,138.65	$1,488.69
2nd payment	$0.00	$309.68	$0.00
Taxes / mo	$618.17	$618.17	$618.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$43.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,906.81	$2,216.49	$2,299.85
Cash to close	$43,239	$11,945	$23,890