Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,212	$114,212	$198,000
Remaining term (yrs)	15.8	15.8	30.0
Secondary amount	$0	$83,788	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	6.422%	7.640%
1st payment	$790.99	$790.99	$1,370.91
2nd payment	$0.00	$628.41	$0.00
Taxes / mo	$552.97	$552.97	$552.97
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$122.03	$122.03	$39.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,615.98	$2,244.39	$2,113.48
Cash to close	$105,788	$22,000	$22,000