Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$293,707	$293,707	$355,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$61,793	$0
Funding fee	$1,469	$1,469	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	4.101%	7.640%
1st payment	$1,388.21	$1,388.21	$2,461.41
2nd payment	$0.00	$463.45	$0.00
Taxes / mo	$674.83	$674.83	$674.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,213.05	$2,676.50	$3,357.34
Cash to close	$101,293	$39,500	$39,500