Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$172,263	$172,263	$202,500
Remaining term (yrs)	29.2	29.2	30.0
Secondary amount	$0	$30,237	$0
Funding fee	$861	$861	$0
Note rate	6.060%	6.060%	7.400%
Blended rate	6.060%	6.499%	7.640%
1st payment	$1,047.86	$1,047.86	$1,402.07
2nd payment	$0.00	$226.77	$0.00
Taxes / mo	$552.67	$552.67	$552.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,750.52	$1,977.30	$2,145.24
Cash to close	$52,737	$22,500	$22,500