Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$131,646	$131,646	$213,300
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$81,654	$0
Funding fee	$658	$658	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	3.990%	5.908%	7.640%
1st payment	$762.70	$762.70	$1,476.85
2nd payment	$0.00	$612.40	$0.00
Taxes / mo	$491.27	$491.27	$491.27
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$42.66
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,403.97	$2,016.37	$2,160.77
Cash to close	$105,354	$23,700	$23,700