Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,439$285,439$373,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$88,061$0
Funding fee$1,427$1,427$0
Note rate2.930%2.930%7.400%
Blended rate2.930%4.361%7.640%
1st payment$1,374.68$1,374.68$2,586.04
2nd payment$0.00$660.46$0.00
Taxes / mo$803.34$803.34$803.34
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,328.02$2,988.48$3,614.08
Cash to close$129,561$41,500$41,500