Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$7,297$7,297$188,100
Remaining term (yrs)22.922.930.0
Secondary amount$0$180,803$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%7.838%7.640%
1st payment$36.56$36.56$1,302.37
2nd payment$0.00$1,205.35$0.00
Taxes / mo$412.08$412.08$412.08
Insurance / mo$150.00$150.00$150.00
MI / mo$5.90$5.90$37.62
HOA / mo$0.00$0.00$0.00
Total monthly$604.54$1,809.89$1,902.07
Cash to close$201,703$20,900$20,900