Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$158,017	$158,017	$450,000
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$291,983	$0
Funding fee	$790	$790	$0
Note rate	3.840%	3.840%	7.400%
Blended rate	3.840%	6.377%	7.640%
1st payment	$983.30	$983.30	$3,115.71
2nd payment	$0.00	$1,885.73	$0.00
Taxes / mo	$848.61	$848.61	$848.61
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$2,018.58	$3,904.30	$4,240.99
Cash to close	$341,983	$50,000	$50,000