Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,995$184,995$247,410
Remaining term (yrs)25.725.730.0
Secondary amount$0$62,415$0
Funding fee$925$925$0
Note rate5.230%5.230%7.400%
Blended rate5.230%6.181%7.640%
1st payment$1,089.14$1,089.14$1,713.02
2nd payment$0.00$468.11$0.00
Taxes / mo$690.50$690.50$690.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,929.64$2,397.76$2,603.00
Cash to close$89,905$27,490$27,490