Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$264,771	$264,771	$292,410
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$27,639	$0
Funding fee	$0	$0	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.900%	7.098%	7.640%
1st payment	$1,716.50	$1,716.50	$2,024.59
2nd payment	$0.00	$207.29	$0.00
Taxes / mo	$297.83	$297.83	$297.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.44	$126.44	$58.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,290.77	$2,498.06	$2,530.90
Cash to close	$60,129	$32,490	$32,490