Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$19,271	$19,271	$211,005
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$191,734	$0
Funding fee	$0	$0	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	7.440%	7.949%	7.640%
1st payment	$131.74	$131.74	$1,460.96
2nd payment	$0.00	$1,278.22	$0.00
Taxes / mo	$610.00	$610.00	$610.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$8.98	$8.98	$42.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$900.72	$2,178.94	$2,263.16
Cash to close	$215,179	$23,445	$23,445