Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$140,229$140,229$214,200
Remaining term (yrs)23.823.830.0
Secondary amount$0$73,971$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%5.733%7.640%
1st payment$696.89$696.89$1,483.08
2nd payment$0.00$554.78$0.00
Taxes / mo$508.51$508.51$508.51
Insurance / mo$150.00$150.00$150.00
MI / mo$114.72$114.72$42.84
HOA / mo$0.00$0.00$0.00
Total monthly$1,470.12$2,024.90$2,184.43
Cash to close$97,771$23,800$23,800