Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$6,233$6,233$162,000
Remaining term (yrs)21.521.530.0
Secondary amount$0$155,767$0
Funding fee$0$0$0
Note rate2.970%2.970%7.400%
Blended rate3.820%7.839%7.640%
1st payment$32.53$32.53$1,121.66
2nd payment$0.00$1,038.45$0.00
Taxes / mo$150.98$150.98$150.98
Insurance / mo$150.00$150.00$150.00
MI / mo$5.13$5.13$32.40
HOA / mo$0.00$0.00$0.00
Total monthly$338.65$1,377.10$1,455.04
Cash to close$173,767$18,000$18,000