Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$466,721	$466,721	$468,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$27,279	$0
Funding fee	$0	$0	$0
Note rate	6.300%	6.300%	7.400%
Blended rate	6.850%	7.127%	7.640%
1st payment	$2,916.95	$2,916.95	$3,240.34
2nd payment	$0.00	$269.94	$0.00
Taxes / mo	$1,022.75	$1,022.75	$1,022.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$215.99	$215.99	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,322.36	$4,592.30	$4,523.35
Cash to close	$53,279	$26,000	$52,000