Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$167,081	$167,081	$288,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$120,919	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	5.865%	7.640%
1st payment	$865.36	$865.36	$1,994.05
2nd payment	$0.00	$806.13	$0.00
Taxes / mo	$810.32	$810.32	$810.32
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.01	$137.01	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,962.69	$2,768.81	$3,011.97
Cash to close	$152,919	$32,000	$32,000