Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$116,705	$116,705	$233,955
Remaining term (yrs)	18.8	18.8	30.0
Secondary amount	$0	$117,250	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	5.930%	7.640%
1st payment	$674.35	$674.35	$1,619.86
2nd payment	$0.00	$781.67	$0.00
Taxes / mo	$539.00	$539.00	$539.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$113.30	$113.30	$46.79
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,476.64	$2,258.31	$2,355.65
Cash to close	$143,245	$25,995	$25,995