Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$66,867	$66,867	$193,410
Remaining term (yrs)	15.0	15.0	30.0
Secondary amount	$0	$126,543	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	6.942%	7.640%
1st payment	$493.67	$493.67	$1,339.13
2nd payment	$0.00	$843.62	$0.00
Taxes / mo	$350.08	$350.08	$350.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.45	$72.45	$38.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,066.20	$1,909.82	$1,877.90
Cash to close	$148,033	$21,490	$21,490