Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,468	$142,468	$184,410
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$41,942	$0
Funding fee	$0	$0	$0
Note rate	6.420%	6.420%	7.400%
Blended rate	7.270%	7.663%	7.640%
1st payment	$935.50	$935.50	$1,276.82
2nd payment	$0.00	$314.56	$0.00
Taxes / mo	$334.67	$334.67	$334.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$105.72	$105.72	$36.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,525.88	$1,840.44	$1,798.37
Cash to close	$62,432	$20,490	$20,490