Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$149,092	$149,092	$270,000
Remaining term (yrs)	17.4	17.4	30.0
Secondary amount	$0	$120,908	$0
Funding fee	$745	$745	$0
Note rate	4.390%	4.390%	7.400%
Blended rate	4.390%	6.007%	7.640%
1st payment	$1,018.49	$1,018.49	$1,869.43
2nd payment	$0.00	$806.05	$0.00
Taxes / mo	$666.55	$666.55	$666.55
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,835.04	$2,641.10	$2,739.98
Cash to close	$150,908	$30,000	$30,000