Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,747	$114,747	$148,500
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$33,753	$0
Funding fee	$0	$0	$0
Note rate	5.890%	5.890%	7.400%
Blended rate	6.740%	7.254%	7.640%
1st payment	$717.41	$717.41	$1,028.18
2nd payment	$0.00	$253.15	$0.00
Taxes / mo	$119.46	$119.46	$119.46
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$85.77	$85.77	$29.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,072.64	$1,325.78	$1,327.35
Cash to close	$50,253	$16,500	$16,500